Archive for year: 2014

As a government body, the Insurance Corporation of British Columbia is the sole provider of the mandatory basic third party liability ($200,000) in BC.  The basic coverage also provides accident benefits; up to $150,000 regardless of who is at fault, for each injured party; up to $1 million per person if you’re hit by an under-insured or uninsured driver(under-insured motorist protection) as well as up to $200,000 coverage for damage, injury or death as a result of a hit and run claim.

The legislation of this mandatory coverage ensures that all drivers of BC insured vehicles will have some protection.

ICBC offers third party liability limits up to $5,000,000, so, should you be at fault for a loss, the limit you select can satisfy claims against you for damage or injury resulting from the accident.  Choosing the appropriate coverage is a consideration to discuss with your trusted broker.

Collision and comprehensive coverages are considered optional in BC.  How you protect your investment in your vehicle, and the deductible are your choice.   Also available are a variety of packages and endorsements designed to enhance the policy to provide for your specific needs.

ICBC offers a wide range of ‘special‘  coverages, such as Temporary Operating Permits (short term insurance from one to fifteen days), Binder of Insurance (in case you find that perfect vehicle when you are outside the province), Rented Vehicle Policy (renting a car on vacation), or additional under-insured motorist protection (up  to $2 million).  If you have a vehicle insurance need, we can help you find the appropriate product.

BC is home base for many commercial enterprises, international and domestic truckers, large farms, and vehicles for hire.  We can also assist with insurance for your fleet, dealership or repair facility.   Icbc.com

A bond is a form of insurance that protects your business against potential losses caused by internal fraud, theft, or incompetence. If mistakes are made by your employees that result in losses for your client, restitution for damages is paid by your insurance company. Some businesses are required by law to purchase bonding insurance, and others do so to increase their business’ credibility. We offer Contract Bonds, Fidelity Bonds & Miscellaneous Bonds.

We offer coverage for:

• Health Clubs
• Personal Training Studios
• Martial Arts Studios
• Beauty/Esthetics/Spa
• Tanning Salons
• Dance Studios

and more.

 

Whether you are an owner, general contractor or subcontractor, we can help you protect yourself.  Aside from the property coverage we offer Contractor’s Commercial General Liability, project specific Wrap-up Liability Insurance and the builder’s risk Course of Construction.

As an Appointed Agent we process new B C Drivers Licenses for those moving to the province, issue renewals, conduct knowledge tests for new drivers, and if you need a Road Test, we can schedule that too.  We are now even able to combine your BC Services Card with your BC Drivers License.

Our authorized staff will assist you with any licensing concerns you may have, from a simple address change, a medical status update or information on your driving history,  to the more complex drivers reinstatement or vehicle impound procedure.

Appointed agents have access to the Provincial Snowmobile Registry and can assist you when purchasing a new or used snowmobile and issue the identifying decal.  We stock and issue Approval Decals to the local Inspection facilities.

We take pride in the excellence of the services we provide and the volume of transactions processed.